circlepandaa / pandascrow-php-sdk

v1.0.0 2026-07-06 10:32 UTC

Requires

• php: ^8.1
• ext-json: *
• guzzlehttp/guzzle: ^7.0
• psr/log: ^3.0

Requires (Dev)

• friendsofphp/php-cs-fixer: ^3.0
• mockery/mockery: ^1.6
• phpstan/extension-installer: ^1.0
• phpstan/phpstan: ^1.0
• phpstan/phpstan-strict-rules: ^1.0
• phpunit/phpunit: ^10.0
• vimeo/psalm: ^5.0

MIT

• Pandascrow Team

• php
• api
• payment
• sdk
• fintech
• pandascrow

Published on Packagist.org on 2026-07-06 15:09 UTC

README

Minimal, dependency-free PHP SDK (PHP 7.4+, ext-curl) for the Pandascrow v3 API.

composer require pandascrow/pandascrow-php   # or require src/ via any PSR-4 autoloader

$ps = new Pandascrow\Client($apiKey, ['sandbox' => true]); // false => https://api.pandascrow.io
$ps->wallet->balance($uuid, '1month');
$ps->bank->validate($uuid, '058', '0123456789');
$ps->escrow->createOnetime([...]);

Every call returns the response's data array and throws Pandascrow\PandascrowException (->getMessage(), ->httpStatus, ->docUrl, ->response) when status is false or HTTP >= 400.

Property	Methods
auth	login
escrow	createOnetime, createMilestone, complete, payNextMilestone, completeMilestone, all, find, resendReleaseOtp, dispute
wallet	list, balance, transactions, fund, payout
bank	banks, validate, transfer
virtualAccounts	createDynamic, createStatic, confirmPayment
invoices	create, all, find
paymentLinks	create, all, payments, initiatePayment
kyc	bvn, nin

Anything not wrapped: $ps->request('GET', '/path', $query, $body).

Webhooks:

$event = Pandascrow\Webhook::verify($secretKey);   // reads php://input + X-Pandascrow-Signature
http_response_code(200);
echo json_encode(['status' => true]);              // must return status true or Pandascrow retries

Not covered (docs were inaccessible or ambiguous when written)

Login OTP, email verification, recurring escrow + join contributors, KYC (CAC, CAC by name, NUBAN, driver's license, TIN), and the slug-availability endpoint. Use request() for these.