README

PHP library for parsing, validating and processing financial and banking file formats such as CAMT, MT (SWIFT), PAIN and DATEV-FORMATS.

Scope

This library provides structured building blocks for working with banking and financial file formats, including:

ISO 20022 CAMT (e.g. camt.052, camt.053, camt.054)
SWIFT MT formats (e.g. MT940, MT942)
SEPA PAIN formats (e.g. pain.001, pain.002, pain.008)
Strongly typed value objects and domain models
Parsers, documents and builders with clear responsibilities

License

This project is licensed under the GNU Affero General Public License v3.0 or later (AGPL-3.0-or-later).

What this means

You may use, modify and distribute this software freely as long as you comply with the AGPL.
If you run this software as a service (e.g. API, web application, SaaS) and make it accessible to third parties, you must provide the complete corresponding source code, including your modifications, to those users.
Pure private or internal use without access by third parties does not trigger any publication obligation.

Commercial use

If you want to use this library in a proprietary, closed-source or commercial environment without fulfilling the AGPL obligations, a commercial license is required.

Please contact the author for commercial licensing terms.

Commercial License

A commercial license allows you to:

Use this library in proprietary or closed-source software
Integrate it into commercial products or SaaS platforms
Avoid AGPL disclosure obligations
Receive optional support or custom extensions (by agreement)

For commercial licensing inquiries, contact:

Daniel Joerg Schuppelius 📧 info@schuppelius.org

Installation

composer require dschuppelius/php-financial-formats

dschuppelius / php-financial-formats

Maintainers

Details